Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
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Payday loans vs. installment loans: One is a much better option
If you’ve got poor credit and need cash fast, here are safer ways to borrow.
5 min read May 03, 2024 -
Personal loans for college students: Should you ever consider one?
If student loans don’t cover everything you need as a college student, a personal loan might be an option.
4 min read May 03, 2024 -
What is a signature loan and how does it work?
A signature loan can be the right kind of personal loan in several situations.
5 min read May 03, 2024 -
How the Federal Reserve impacts personal loans
The Federal Reserve raised interest rates several times. These interest rate changes are likely to affect the rates of personal loans.
4 min read May 03, 2024 -
The pros and cons of personal loans
Personal loans are a quick source of cash, but be careful how you use them.
7 min read May 03, 2024 -
What is the APR on a personal loan?
An APR is a snapshot of how much your personal loan will cost each year.
3 min read May 01, 2024 -
How much does a boat cost to purchase and own?
If you are interested in buying a boat and setting sail on the open water, you have a lot of costs to consider.
8 min read Apr 29, 2024 -
How to get a $50,000 personal loan: Check out these lenders
If you want a $50,000 personal loan, you need to keep eligibility and possible lenders in mind.
6 min read Apr 29, 2024 -
How to get a $20,000 personal loan
Before you take out a $20,000 personal loan, be aware of eligibility requirements, where to find one and how to estimate your total costs.
5 min read Apr 29, 2024 -
Can I get a loan with a 550 credit score?
Learn how to get a loan with a credit score of 550.
6 min read Apr 29, 2024
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham, a Certified Financial Education Instructor℠, has been a personal finance writer with Bankrate since 2020.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.